Account information and disclosures

This page houses the primary account agreements and other disclosures we are required to provide all clients of UBS.

Here you will also find information about the account protection you as a UBS client.

As always, please contact your Financial Advisor with questions. In the meantime, we appreciate your business and look forward to helping you achieve your financial goals.

Account agreementslink information text
Credit card agreementslink information text
Investment advisory brochureslink information text
Product and service-specific informationlink information text
Prospectuseslink information text

Account agreements

	Date
Agreements and Disclosures	June 2016
Agreements and Disclosures Addendum	September 2016
Bill Payment and Electronic Funds Transfer Service Agreement	June 2016
Client Relationship Agreement	September 2016
Important Information About Your Account Upgrade	June 2016
Important Information About Your Account Upgrade Addendum	September 2016
Conducting Business with UBS	September 2012
UBS Select Account Application and Agreement for ERISA Plans	March 2014

Credit card agreements

	Date
Cardmember Agreement: UBS Visa Signature Credit Card	January 2016
UBS Visa Signature Credit Card (Iowa/Puerto Rico Residents)	January 2016

Investment advisory brochures

	Date
Wrap Fee Form ADV brochure	April 2016
Retirement Plan Consulting Services Program Form ADV Brochure	April 2016
Institutional Consulting Form ADV brochure	April 2016
Outsourced Chief Investment Officer Form ADV brochure	April 2016
Financial Planning Form ADV brochure	April 2016

Product and service-specific information

	Date
Disclosure Brochure for Retirement Plan Fiduciaries	July 2013
529 college savings plans	September 2015
Transaction fee on the sale of equities and covered equity options	February 2016
Understanding mutual fund share classes and fees and certain risk considerations	July 2013
Understanding mutual fund revenue sharing	October 2015
Understanding our fees, charges and other compensation	May 2016
Understanding unit investment trusts	September 2011
Understanding variable annuities	July 2016
Impartial Lottery Allocation System for Callable Securities	May 2014
Understanding annuity revenue sharing and non-cash compensation in brokerage accounts	July 2016

Prospectuses

	Date
UBS RMA Government Money Market Fund Prospectus	August 2016
UBS Puerto Rico Short Term Investment Fund, Inc.	February 2016
UBS Liquid Assets Government Fund Prospectus	August 2016

SIPC and Supplemental Account Protection

As a UBS client, your accounts are covered by certain protections that would go into effect in the unlikely event that UBS Financial Services Inc. fails financially. The Firm is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. For details about the Firm's SIPC protection, including limitations, refer to the Additional Disclosures section of the Agreements and Disclosures booklet.

UBS also maintains supplemental insurance, in addition to the standard SIPC account protection. Subject to the policy conditions and limitations, cash holdings for all your accounts held in a particular capacity at UBS Financial Services Inc. are protected up to $1.9 million. As of December 10, 2015, the maximum amount payable to all UBS Financial Services Inc. clients under the supplemental policy is $500 million. A full copy of the policy wording is available upon request.

UBS Financial Services Inc. is not a bank. Unless otherwise disclosed, securities and other investments held through UBS Financial Services Inc. are not FDIC-insured, not bank guaranteed, and may lose value.